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Is a 30-Year Mortgage Right for You?

Is a 30-Year Mortgage Right for You?

Choosing a mortgage term ranks among the most significant financial decisions you'll make as a homebuyer. The 30-year fixed-rate mortgage remains the most popular option, but understanding both its advantages and drawbacks helps you determine if it fits y

Nov 04, 2025 | Purchasing a Home

Happy Halloween!

Happy Halloween!

As jack-o'-lanterns glow and trick-or-treaters fill the streets, we're reminded that the greatest joy in our work is serving wonderful clients like you and your family. From all of us at Latifa Garrison, we hope your Halloween is filled with fun, laughter

Oct 28, 2025 | Purchasing a Home

Am I Too Young For a Mortgage?

Am I Too Young For a Mortgage?

Buying a home is often one of the biggest financial decisions you'll make in your life. It’s no surprise that the process can feel overwhelming, especially if you’re younger and just starting out. But how young is too young to get a mortgage?

Apr 08, 2025 | Purchasing a Home

The Pros & Cons of Buying a Foreclosure

The Pros & Cons of Buying a Foreclosure

Buying a foreclosure can seem like a great way to save money, but it's not without risks. Like any home purchase, foreclosures come with both advantages and challenges. Let’s break it down so you can decide if it’s the right move for you. What

Apr 01, 2025 | Purchasing a Home

How to Challenge a Low Home Appraisal

How to Challenge a Low Home Appraisal

Selling your home is an exciting milestone, but a low appraisal can quickly throw a wrench in the process. If your appraisal comes in lower than expected, don’t panic—you may have options to challenge it and ensure your home is valued fairly.

Mar 18, 2025 | Purchasing a Home

Buying a House? Don't Forget About Schools!

Buying a House? Don't Forget About Schools!

Looking to buy a new home? Fantastic! But have you considered the quality of schools in the area? The school district can significantly influence both your living experience and the value of your investment. Let’s dive into why schools matter, even

Mar 11, 2025 | Purchasing a Home

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